Description Of Hospital Insurance:
It is a healthcare protection scheme that you take out and pay a monthly premium on to cover you or a loved one when hospitalized. It will settle all hospital expenses, but not medical expenses outside the hospital like GP consultations, medicine from pharmacies or dental visits. It is strictly hospital related only. If you cannot afford a medical scheme, then a hospital plan is the way to go. The reason is that hospital expenses are the things that is most expensive. This is why you should have some sort or healthcare plan.